AZ Health Insurance Infographic Resources

Is dental insurance worth it?

In most cases, dental insurance is a major benefit for employees, individuals and families. At Arizona Health Insurance Brokers, we typically break down the benefits using this equation.

• Annualized cost for dental insurance: On the higher end of the expense scale, this would be around $35/month x 12= $420/year; however, dental insurance can be as low as $15/month x 12 = $180/year, depending on a variety of factors
• Cost of 2 preventive checkups: The average dental cleaning and exam costs around $175 out of pocket. The cost per year for preventive care, then, would be around $350/year out of pocket.
• Other dental work average costs out of pocket:

• X-rays: $146
• Tooth extraction: $200
• Dental crown: $1,288
• Dental filling: $147

As you can see, dental insurance costs make it manageable to pay for preventive care on a monthly plan. Plus, you’re covered for dental maintenance, like cavities.