Medicare covers some medical needs, but typically doesn’t cover all of them. Additionally, the Medicare coverage terms and details can be complex and confusing. There are Parts A, B, C and D. Also, importantly, all your Medicare coverage doesn’t activate automatically. There are steps you or your loved one needs to take to ensure you’re fully covered by Medicare and avoid paying high out-of-pocket costs.
Depending on a person’s unique health situation, there may be a need for supplemental healthcare coverage. How can you or your loved one be sure you’re getting the right
Medicare coverage? And what supplemental healthcare plans are available? Do you or your loved one need extra coverage? Can you get by on what Medicare alone provides?
If you’re getting older, you probably know how important it is to have the right insurance coverage. You may be finishing up your working years and are looking forward to retirement. You certainly don’t want to have to worry about having the right medical care at an affordable price.
You may enjoy good health today, but things can change as you age. Or, you may have pre-existing health conditions you’ll need covered as you enter retirement.
For these reasons and more, it’s important to know all the health insurance options. Healthcare coverage details are important. Out-of-pocket costs matter, too. And, of course, budget is an important consideration. Medical care can be expensive, especially if you don’t have the right coverage you need in place now, before you need it.
The health insurance experts at AZ Health Insurance Brokers specialize in all kinds of insurance coverage, including Medicare health insurance coverage. Our independent brokers can help you navigate the details of the different plans available to you.
In addition, we can help you select the right coverage and care for your current and future health needs.
Medicare alone may not cover all of your or your loved one’s insurance needs. Also, your eligibility for the various Medicare plans may change, so it’s important to know all your options now and for the future.
When you or your loved one is getting Medicare, it’s important to be aware of your health needs now and anticipate how they may change in the future. Some questions to consider are:
You don’t have to tackle these questions alone. Medicare insurance eligibility and the details of each part of Medicare can be overwhelming topics to research and make decisions on your own. We can help answers any questions you have, so you can feel confident in your health insurance decisions.
Don’t risk choosing the wrong coverage for health insurance. Call our expert Medicare insurance brokers today to find out all you need to know about Medicare coverage and the healthcare plans that supplement Medicare.
We serve clients throughout Arizona. Whether you live in Phoenix, Scottsdale, Chandler, Glendale, Tucson, Tempe, Kingman, Flagstaff or anywhere in-between, we can help.
Call our office today. We’ll help you get the insurance coverage you need, when you need it.
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Talk with a Medicare broker to learn about your options.
Medicare is a health insurance plan offered by the federal government. It’s available for those who are ages 65 and older, as well as those who qualify due to having end-stage renal disease or a specific disability.
Contact a Medicare health insurance broker at AZ Health Insurance Brokers. We’ll learn about your healthcare needs, what prescriptions you take, what doctors you want to see and your budget and will make recommendations based on those. We’ll help you enroll in Medicare right from your home.
Medicare health insurance consists of several parts: Part A is hospital insurance and healthcare coverage for inpatient care from in-patient hospitalization, hospice and skilled nursing facilities; Part B is medical insurance for coverage for doctor services, outpatient care and items like medical equipment; Part C is a Medicare Advantage Plan that extends to private health plans; and Part D is prescription drug coverage.
A Medigap policy supplements Original Medicare coverage for someone who has both Part A and Part B of Original Medicare, and covers out-of-pocket medical costs for expenses like deductibles, copayments and coinsurance. Because Medicare doesn’t cover 100% of medical bills, a Medigap policy may be helpful if you frequently see the doctor. You can purchase a Medigap policy through a private insurance carrier.
No, Medicare doesn’t typically cover dental and vision services. It also doesn’t typically cover service from hearing specialists. You can add coverage for these services onto an Original Medicare plan. Talk with a health insurance broker for more information.
CMS Disclosure: We do not offer every plan available in your area. Currently we represent 12 organizations which offer 79 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.
AZ Health Insurance Brokers has experienced insurance advisors here to assist you with all of your insurance needs and questions. We will gladly help you find the answers to your insurance questions and help you find the right insurance plan for your needs. Also, AZ Health Insurance Brokers will never give out or sell your information to other companies.
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